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Sunday, April 19, 2009

can't we just date for awhile?

Paul and I have been married for coming up on two years now and we still get comments from friends and strangers alike that go something like, "You married soooooo young!"

Really, we were twenty-five (me) and twenty-six (him) when we were married which is young-ish sure, but by that time I'd been through three jobs and a master's program and he had been working for nearly three years. I don't know, it just didn't and doesn't feel like we were mind boggling young and I think a lot of those comments are due to the fact that we can pass for much younger than we actually are. Or so I hope.

Anyway.

Since Paul is now once again gainfully employed and I just mailed in our 2008 taxes - which ended very unpleasantly with me writing good ol' Uncle Sam (and the bankrupted State of California) a nearly $7,000 check - we are looking for tax shelters. Meaning we are doing the crazy homebuyers dance again. It's surprising how off seller's expectations still are from the market - particularly in San Francisco where prices have only just begun to fall making it very difficult to convince these stubborn sellers that the condo they bought in 2007 did NOT appreciate by 10% since then.

However, we have found a couple places that seem to be worth bidding on and that is why I can now no longer sleep. You see, while marriage didn't seem like a scary commitment to me (a big one, yes, but scary? no) buying a house is freaking terrifying. First of all, by the time Paul and I got married we had dated for almost three full years. That's three years of getting to know each other and making sure that, indeed, this is someone I can see myself building a life with, having kids with and rocking on a porch while shaking our fists at "kids these days" with. Honestly? It was an easy decision and not one that I've had to question or regret since I made it.

On the other hand...buying a home. I mean, wow. The whole process seems so wrong to me. You're supposed to commit (at least a good chunk of) your life and your wallet to a house that you've probably spent no more than two hours in? And sometimes, when the deal is especially enticing, you have to make that decision in a day or two? I mean, I'm the kind of person who likes to dip a toe in the pool before ever so carefully inching myself in. I am not that person that does a cannon ball into the deep end before even so much as sticking a finger in to test the water.

And then there's me wondering if I really want to be a responsible homeowner? I like going out to eat at outrageously expensive restaurants once in awhile. I enjoy blowing a hundred bucks on makeup I'll probably never wear at Sephora when the mood strikes. I like being able to take impromptu vacations or offering to pay when going out to eat with friends and family.

And as much as I don't want my children growing up in the city, am I really ready to leave it behind when we don't even have any yet?

And what if we want to quit our jobs and go backpacking through Europe for a year? What then??? (Okay, so we are probably not the type to do this, but I would like to be).

Do I want to own a home? Yes, I think I'd like that. But I'd like to get to know it better first.

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wingless was still breathing at 7:30 AM -

Comments:
Hi Joyce! I don't know if you remember me from Mission but I happened to stumble across your site! And ironically I was mentally formulating my own blog entry about my own fears of buying a house when I saw yours. You totally said it! Congratulations on being at this point in your life!

Parijat
 
Hi Parijat! Of course I remember you! That's such a funny coincidence, I guess even the internet is becoming a "small world" hehe. Hope you're doing well!
 
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